Canadian Employee Benefits Intelligence
A practical guide to understanding claims, loss ratios, trend, credibility, pooling and the assumptions behind your benefits renewal Executive Summary A group insurance renewal report can contain dozens…
Read article →How Canadian employers can move beyond the headline renewal increase and negotiate benefits from a position of information and leverage Executive Summary Every year, thousands of Canadian employers…
Read article →Why Canadian employers should prepare for continued cost pressure—and look beyond the headline renewal increase Executive Summary Canadian employers entering the 2026–2027 benefits cycle should expect one theme…
Read article →The article details the complexities of group insurance costs in Canada, revealing hidden expenses that contribute to employee benefits, urging employers to seek transparency for cost management.
Read article →Canadian employers can manage rising benefit costs without sacrificing employee satisfaction by adopting smart plan design, negotiating effectively, and focusing on employee engagement and prevention strategies.
Read article →Mid-sized Canadian employers face soaring group benefits costs driven by factors like drug inflation and disability claims. Slashing coverage may harm morale. The article presents evidence-based strategies for…
Read article →Group benefits renewals are often misunderstood, yet they present opportunities for negotiation. Proper preparation and questioning can lead to reduced increases and cost-effective plans.
Read article →Funding models significantly impact costs, risks, flexibility, and sustainability in employee benefit plans. This article reviews four primary models to guide employers' decisions.
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